Animal Crossing: New Horizons – How to earn interest on your hoods and get rich

Animal Crossing: New Horizons - How to earn interest on your hoods and get rich

Animal Crossing: New Horizons – How to earn interest on your hoods and get rich

Listen and become a smart investor! While there are several “cool” ways to make a bunch of Bells in Animal Crossing: New Horizons, not everyone enjoys the idea of becoming a world-renowned tarantula hunter or deceptive time traveler (I said, anyone who doesn’t agree you can fight) me by the fishing pond.) Instead, using the savings account is a perfectly legitimate way to earn money, and while it’s probably the simplest and most boring in the world, it’s also consistent and always available.

After starting the game, players will eventually gain access to the Automatic Bell Dispenser (ABD) located in Resident Services as part of the “Nook Stop” multimedia terminal. Here, players can deposit and withdraw bells, and their account automatically receives a generous 5% interest on the balance at the beginning of a month in the game.

Animal Crossing: New Horizons - How to earn interest on your hoods and get rich
Got that detail, buried in fine print? Unlike real-world savings, funds do not need to remain in the savings account for an entire month, and should only be there on the last day of the game month and the first day of the next. This means that players could deposit 100,000 bells yesterday, March 31st, and today they would have found 105,000 Bells.
This also means that players must create some kind of in-game reminder to save all the bells they have available at the end of each month overnight to generate 5% interest without work. While this is perfectly legitimate, the technique can also be used with time travel. Moving the clock forward one year will result in 12 years of compound interest, as the principle and interest would have remained in the account throughout the “year”. that happens

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Whether or not one chooses to use this information from actual month to month or accumulate great fortune in an instant, is up to each individual player. If this is the first player experience with the Animal Crossing series, there are some risks that need to be addressed.
While there is no serious risk like being banned from playing, going further in the future will cause weeds and roaches to invade your home, and villagers will react as if they have been abandoned since a player has technically left for some time .
On the other hand, weeds can be removed, roaches can be removed, and villagers can become good friends again, possibly due to sudden wealth, but who knows.

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